What I think of payday loans

Sometimes I think that simple living is something that should be practised by every family. Unfortunately, strange times have come. Today living in a simple way or frugally is considered an alternative, as if it was something non-standard. Actually, it is, in the times of consumption. But people who DO live frugally are not that strange after all. Do you realise how much we work and how much cash we spend on unnecessary things? If we worked less, but at the same time only spent as much as we really needed, we would be definitely much happier. Payday loans and other sources of additional money are becoming increasingly popular, but that"s because there"s a demand for them. I am not trying to say that they are completely unnecessary. After all, there might be situations in your life when you really need cash. But to be honest, most of the time we just borrow money because we want a new car or because we think we should get our nephew or niece a really expensive present. If we did not have high expectations, we would need much less money. This is what I think. Payday loans may be life-saving sometimes, but why take them if you can still survive without them? After all, nobody likes having debts, especially in such uncertain times.